Hi all, I'm a young mom of two beautiful girls and wife of 6 years. We are a middle class family living in Vancouver, struggling just like everyone else I know. I am a shopaholic and I hate every bit of it...I was raised very frugally and would love to return to my roots and raise my girls the way I was raised but don't even know where to start because it seems everyone here on the coast is out of control....So I'm here for help and advise...ha ha. Thanks!!

First thing you might consider is to get rid of the credit cards.  It's harder to spend money if you have to pay cash.

I'm a disciplined spender, so I actually make money on my CC's, but I know that not everyone is like that.